Terms of Service for the current Vitmora product.

1. Acceptance of these terms

By accessing or using Vitmora, you agree to these Terms of Service. If you do not agree, you should not use the service.

2. What Vitmora is

Vitmora is a personal finance product that currently supports natural language expense and income tracking, dashboard review, budgeting, statistics, and Ask Vitmora workflows across its available interfaces.

Vitmora is software, not a bank, brokerage, accountant, tax advisor, or law firm.

3. Eligibility and accounts

You are responsible for maintaining the confidentiality of your account credentials and for activity that occurs through your account.

• use accurate account information
• keep your login credentials secure
• notify Vitmora if you believe your account has been accessed without permission

4. User-entered data

Vitmora is designed around financial information that users enter into the application, including expenses, income, budgets, and related details.

You are responsible for the accuracy, legality, and appropriateness of the information you submit to the service.

5. Acceptable use

You agree not to misuse the service. This includes, for example, attempting to interfere with the product, use it unlawfully, gain unauthorized access, or abuse the system through automated or malicious behavior.

6. Ask Vitmora and product outputs

Ask Vitmora and related product outputs are intended to help users review financial information, spot patterns, and make better decisions inside the application.

Vitmora does not guarantee that assistant outputs, forecasts, categorizations, or recommendations are always complete, error-free, or appropriate for every situation.

Vitmora does not provide legal, tax, accounting, or professional financial advice through this service.

7. Availability and changes

Vitmora may change, improve, suspend, or remove parts of the service over time. The service may also experience interruptions, bugs, or downtime.

Nothing on this page guarantees uninterrupted availability.

8. Intellectual property

Vitmora, including its software, branding, design, and product content, is protected by intellectual property rights. These terms do not grant you ownership of the service or its underlying materials.

9. Suspension or termination

Vitmora may suspend or terminate access to the service if necessary, including where there is suspected misuse, security risk, unlawful behavior, or violation of these terms.

10. Limitation of liability

To the fullest extent permitted by applicable law, Vitmora provides the service on an “as is” and “as available” basis and does not guarantee specific outcomes from use of the product.

11. Privacy

Your use of the service is also subject to the Privacy Policy.

12. Changes to these terms

Vitmora may update these terms as the product evolves. If the terms change materially, this page should be updated accordingly.

13. Contact

For general questions about these terms, contact contact@vitmora.com.